Transfer&Go

Interoperability Scheme

A national payment interoperability network that connects all major mobile money providers and financial institutions into one unified transaction layer.

"Think of Transfer&Go as the Visa of mobile money."

What It Enables

Wallet-to-wallet transfers across providers
Universal QR & USSD payments
Merchant acceptance across all wallets
Centralized settlement & reconciliation

How It Works

1

Connection

Mobile money providers and financial institutions connect to the Transfer&Go network

2

Transaction

Users initiate transfers or payments through any connected provider

3

Routing

Transfer&Go routes the transaction to the destination provider in real-time

4

Settlement

Automated settlement ensures funds are reconciled across all parties

Use Cases

Person-to-person transfers across different wallets

Merchant payments from any mobile money account

Government disbursements to citizens

Bill payments and utilities

Cross-network remittances

Business-to-business transactions

Technical Overview

Real-time transaction processing
RESTful API integration
Webhook support for notifications
Comprehensive transaction logging
Multi-currency support
Scalable cloud infrastructure

Compliance & Security

Security

Bank-Grade

Security

Transfer&Go is built to comply with Bank of Botswana regulations and international security standards including PCI-DSS and ISO 27001.

Ready to Connect?

Partner with us to join the Transfer&Go network and enable seamless interoperability for your customers.